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What percentage of the final home sale price do you charge?

As a seller of your home, you and your real estate agent will chose the commission percentage offered.  6% is traditional in the market between buyers and sellers.  Keep in mind, discounting the percentage just to get the listing might not be in your favor.  Your goal is to attract the right buyers and to ensure your agent is working the market diligently and wisely to get your home sold so you can move your life forward.

Do I need a real estate lawyer as well?

Selling and buying in the real estate market can be a complicated process.  Any advice having to do with any legal scenarios in our compliance driven transaction must come from a State Bar associated lawyer.  Real estate agents and third parties are not qualified to provide advice and counsel of law.  A well-informed, professional real estate agent will know when the legal advice should be sought out.  They can always make recommendations, but you as the buyer or seller will make the decision on who will provide counsel on any legal matters.

How will you find potential buyers/renters for my property?

For a professional real estate agent, working the market through their network, social technology, and sheer expertise is your expectation of your agent.  There are thousands of avenues, but customizing a marketing plan that fits you and your property is the key to success.

What is the 28/36 rule for mortgage qualifying?

For the general population of buyers, lenders will apply this rule to how much debt you can take on for approval of a loan.  Technically 28% or less of your income should be spent on housing expenses.  Then 36% should go to debts from credit cards, car loans, and child support.  Interviewing and securing a lender who will walk you through your debt to income ratio to get that pre-approval letter stating how much home you qualify for places you on the right path your dedicated real estate agent to help you find the home of your dreams.

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